British Association of Social Workers A Company limited by guarantee, registered in England No. For more information on the many benefits of joining BASW, or to become a member, visit our website. It covers claims made against you by clients who have lost money … Members who are not UK residents are not normally covered. The majority of the plan designs include an annual deductible that must be met before any benefits are paid and then require members to pay co-insurance. Do you have to be a Social Worker to join BASW and access the insurance? Incidents where people trip or fall over are among the most common accidents which can result in public liability insurance claims.  For example, if a member of the public trips over a bag that has been left on the floor at a workshop you were running as an independent practitioner, and the member of public is injured as a result, they may claim against you for compensation. Â. Should your work be undertaken on an entirely voluntary basis, then your BASW professional indemnity insurance within the non-working category would still be applicable. Indemnity insurance. A personalised accompanying letter can be issued upon request. If you receive payment for contracted work and in a non-working category of membership, then your BASW professional indemnity insurance is invalid. Is my BASW insurance valid outside of the UK? Should your business associates also be social workers then they may join BASW individually to access the BASW insurance. If working with colleagues and/ or if you employ anyone, we strongly recommend seeking independent legal advice on the most appropriate way to insure your practice. On April 9, 2003, Legion Indemnity Company was ordered into liquidation. Activities that are entirely unrelated to social work will not be covered. The FCA does not regulate the advice you receive with regards to advisory, case management and indemnity … Continue your student membership and receive 50% off membership fees for your first post-qualifying year of work Since we are not contracted with any specific insurance … This means that damage or loss may be paid in full or in part depending on the terms of the insurance … Indemnity plans do not require a primary care provider (PCP) or referrals and cover most medically necessary services needed to diagnose or treat a condition. For all those who need to access insurance, this can be provided by BASW NI, by joining today you will be immediately protected. Indemnity insurance is a type of insurance policy where the insurance company guarantees compensation for losses or damages sustained by a policyholder. Should your work be undertaken on an entirely voluntary basis, then your BASW professional indemnity insurance within the non-working category would still be applicable. If you are a current, paid up BASW member, resident of the UK and subscribe to the Independents Plus membership package, you will have £5 million public liability insurance cover for your professional social work activities. The Anti-Poverty Practice Guide for Social Work, IFSW and other international social work organisations, Influencing social work policy in the Commonwealth, Practice, policy and education groups (PPEGs), Coronavirus (COVID-19) guidance for Independents, Umbrella service companies & tax avoidance scheme investigations, Professional Capabilities Framework (PCF), Practice Educator Professional Standards (PEPS) 2020, Support for newly-qualified social workers, Professional Support Service: Access support, Professional Support Service: Frequently Asked Questions, Clarity of commitment & responsibilities (business & practice), Copyright © 2020 British Association of Social Workers. I am in a non-working category of membership, am I still insured? Robert H. Muriel, Director of Insurance of the State … Like many members, I also wanted the protection of BASW’s professional indemnity and insurance. Indemnity plans are also … If you are employing colleagues be it social workers, administrative support or other professionals, you may require employers’ liability insurance. Although BASW does offer indemnity insurance, it is more of the workplace bullying and criticism that the union can come into its own – as well as an established structure of negotiation with … For an additional fee, BASW also offers two Independent Social Worker insurance packages including £5 Professional Indemnity Insurance and £5m Public Liability insurance… For all those who need to access insurance, this can be provided by BASW NI, by joining today you will be immediately protected. Insurance companies, tenants, and vendors all can act as indemnitors as … We strongly recommend that when working with associates either on a single contract or on a long-term arrangement to seek legal advice on how best to proceed. In addition to representing the collective interests of the social work profession and ensuring our members are protected on an individual basis via provision of professional indemnity insurance, BASW NI also provides a first-class Advice and Representation service. Professional indemnity insurance provides essential financial protection if your business offers professional advice for a fee. Please contact BASW for specific queries. What limit of indemnity does a social worker need for professional indemnity insurance? Always seek legal advice when entering a business arrangement with colleagues. Working within a Partnership, Social Enterprise, consortium or other joined arrangement. Welcome to the webpage for Legion Indemnity Company. Please call 0121 622 8415 or email accounts@basw.co.uk. The social workers professional indemnity insurance policy protects the policyholder against claims made against them in respect of their legal liability for losses arising from a breach of professional duty. There is a £250 excess for property damage to make an insurance claim which is paid by the insured member. Similarly, both insurance agreements and indemnity provisions require one party to stand good for another financially. There are VAT implications but these are not met by the BASW member making a viable claim. All our Advice and Representation staff are trained social workers who understand the challenges and pressures faced by social workers at the front line and provide comprehensive support to members who find themselves in difficult circumstances. Included within the Independents Plus enhanced subscription, find out more on what it covers. BASW NI is unclear regarding why this situation has changed and is seeking an explanation from the Association of Executive Directors of Social Work as a matter of urgency. • Indemnity and insurance both explain a situation in which one party takes measures to guard any financial losses that maybe suffered to that he may arrive, at the financial status he was … When you do get in touch, provide as much information as possible including individuals involved, circumstances and accurate timeline. Make sure to tell your friends and colleagues! Professional liability insurance protects social workers if they are sued for malpractice. BASW NI has received several reports from different HSC Trust areas that social workers attending training to prepare them to practice under the Mental Capacity Act (Northern Ireland) 2016 are being informed they will need to secure professional indemnity insurance as the HSC Trusts will not provide full cover in relation to this work. 00982041 Registered Office: Wellesley House, 37 Waterloo Street, Birmingham, B2 5PP, Phone +44 (0) … Indemnity Plans and Preventative Health Care Services. Do all social work professionals and/ or independent practitioners require Public Liability insurance? Therefore, within your company you are covered for any damages caused. Failure to notify promptly could invalidate your cover. Are my business associates also covered by my BASW insurance? Accordingly, it is important that indemnity and insurance clauses be set forth separately and independently. Please contact us for specific queries. Are there VAT implications should I make a claim on my BASW Insurance? As BASW members are protected under the BASW umbrella policy, it is not possible to add your name or business name to the insurance document. At present, BASW does not provide this cover. indemnity insurance. The public liability cover within BASW membership only applies if a claim is brought against you as an individual. The statement also said BASW was able to offer college members immediate alternative indemnity insurance, if there were no outstanding claims, after those insured … Indemnity insurance is …  A £2,500 excess applies to claims arising for property damage in the USA and Canada. The Public Liability insurance will be valid when you are on social work or social work related business. This includes any legal costs you may sustain in defending yourself and any legal costs of the claimant that you may be called upon to pay as a result of a judgement against you. No. BASW ‘Independent Plus’ membership package includes Public Liability Insurance. The BASW Public Liability insurance covers you as an individual and not your business as an entity. The BASW Professional Indemnity insurance covers you as an individual and not your business as an entity. Don't put yourself at risk The British Association of Social Workers 16 Kent Street. The professional association for social work and social workers, The Anti-Poverty Practice Guide for Social Work, IFSW and other international social work organisations, Influencing social work policy in the Commonwealth, Practice, policy and education groups (PPEGs), Coronavirus (COVID-19) guidance for Independents, Umbrella service companies & tax avoidance scheme investigations, Professional Capabilities Framework (PCF), Practice Educator Professional Standards (PEPS) 2020, Support for newly-qualified social workers, Professional Support Service: Access support, Professional Support Service: Frequently Asked Questions, Copyright © 2020 British Association of Social Workers. Social workers need protection from frivolous lawsuits and from legal action due to negligent acts, errors and … Social Work Employment Services. By signing up to BASW… Public liability insurance covers claims that arise should your negligence result in injury to a member of the public or damage to their property. Some indemnity health insurance plans may … Insurance cover BASW membership includes indemnity of up to £2 million against the costs of defending any claim brought against you as a professional social worker. No. I’m an Independent, does the BASW Public Liability insurance cover my business? Clients may occasionally cover contractor activities, however, in the vast majority of instances you will need to organise your own cover and this will likely be a condition of contractual arrangements. The British Dental Association is an appointed representative of Lloyd & Whyte Ltd. Lloyd & Whyte Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Is there an excess to make a claim against my BASW Insurance? To join BASW and benefit from the insurance as part of membership, you are required to have a social work qualification and/ or work in a social work or social work related role. The service is exclusively for BASW … It has a duty to ensure as far as possible that its members discharge their ethical obligations … Should the social work been contracted within the UK by a UK based client, your BASW insurance would be applicable internationally. Can I have my individual name or business name on the verification of insurance document? You can also call 0121 622 8401 to speak to our Membership Team. I admit, I had some ambivalence about the reality of BASW and whether it really … Chicago – The Illinois Department of Insurance (IDOI) fined Continental Indemnity Company and Applied Underwriters, Inc. for overcharging some Illinois small businesses for workers’ compensation insurance… This means that we contact your insurance provider to determine your coverage, co-pay and out-of-pocket costs. If working with … Should you meet with any clients, service users and/ or members of the public when conducting business or as part of your practice, then you will need Public Liability insurance. If they are not social workers, they will need to source cover independently. The Public Liability insurance will not provide cover for you unless these legal requirements have been met.  This includes ensuring you have permission from the relevant authority to practice within their jurisdiction. If you receive payment for contracted work and in a non-working category of membership, then your BASW professional indemnity insurance … This is a new development for social workers who have always been advised that if they follow their codes of conduct and practice guidance they will be fully protected by their employer’s insurance. IMPORTANT. BASW has grown by 26% over the last three years, is genuinely independent, genuinely led by social workers, and has the only union exclusively for social workers. Indemnity plans allow you to direct your own health care and visit almost any doctor or hospital you like. The British Association of Social Workers is the professional association for social workers in the United Kingdom. In the meantime, we wish to reassure all our existing members that you are covered, as a BASW member you are automatically afforded professional indemnity insurance cover of £5 million. May I use my BASW insurance to take legal action against another individual? My practice is not exclusively social work, are these activities still covered? The professional association for social work and social workers. In the instance that your services are being commissioned from a client who is not UK-based, the insurance would not be valid. Finally, it should be noted that the Virginia Surety court ruled that a commercial general liability policy of insurance … BASW provides vital protection for … The insurance company then pays a set portion of your total charges. Please note that it is your responsibility to ensure that all registration and other legal requirements are met whilst working abroad. Emergency Dental Care accepts nearly all dental insurance plans on an indemnity basis. If you are unsure about your membership category, please contact the BASW membership team. Therefore, within your company you are covered for your professional practice. Social Work Employment Services is working in partnership with the British Association of Social Workers (BASW) to ensure all its agency social workers have BASW membership within a working category. If you receive a notification of a claim against you or have reasonable grounds to believe that a claim might be produced, contact BASW immediately even if you do not believe the claim to be justifiable. Birmingham B5 6RD Tel: 0121 622 8401 Fax: 0121 622 4860 email: membership@basw.co.uk Join today BRITISH ASSOCIATION OF SOCIAL WORKERS w w w. b a s w… Items to discuss and have a written agreement may include (though not exhaustive): Up to £5 million for any one claim or in total during any one year. Exclusive umbrella service for BASW members. An indemnity basis is the amount of money that an insurance company will pay for a risk based on what is written in the policy. If you wait until you need us you may not qualify for assistance. 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